Avoid losing hundreds of euros (over 200 euros) in bank fees with this online bank

Between card fees, withdrawals, overdrafts, and additional services, a year of banking can add up to a hefty amount in bank charges. Fortuneo, present in France for over 25 years, offers a current account with a French IBAN, a virtual and physical card, a savings account, and some of the lowest fees on the market, all managed from its mobile app.

And as a bonus, until March 25, 2026, the online bank is offering a bonus of up to €250 for first-time account openings. According to data from the comparison sites Fortuneo and Meilleurtaux Banques, potential savings can exceed €400 per year in banking fees, depending on the customer profile. The free online tool allows you to visualize these differences and potential gains in just a few clicks.

Fortuneo helps you save over €400 in bank fees

Bank fees often tend to go unnoticed until the moment everything is added up at the end of the year. This is precisely where Fortuneo highlights its free bank fee comparison tool, designed using data from Meilleurtaux Banques.

Click here to take advantage of the Fortuneo offer for opening a new account

The online tool allows you to compare yourself in just a few clicks with an online bank like Fortuneo and other institutions present in France. Three typical profiles were defined to illustrate the potential differences: a customer with €2,000 in income, another with €2,500, and a third with €3,000, each with different current account usage. According to these scenarios, annual savings can range from just over €200 to nearly €477, thanks to reduced card fees, lower charges for everyday transactions, and a more transparent pricing structure. The comparison tool details withdrawals, transfers, direct debits, overdrafts, and several ancillary services to provide a clear overview of the amounts involved. For users wondering whether switching online banks is worthwhile, this tool offers a concrete answer, supported by data and arguments. It also allows you to compare several banks at the same time and export a summary, which is handy for keeping track of your account or card changes online. Here's the offer that's a hit at Fortuneo: €250 offered. The offer highlighted by the online bank Fortuneo is based on a simple mechanism: opening a current account, making a few card payments, and using the neoChange bank switching service. The offer is valid until March 25, 2026, with a bonus of up to €250 for a first-time account opening, provided you enter the code FTN0226 when applying. The first part of the bonus depends on the card chosen: the Gold CB Mastercard gives you €160 after five payments, while the Fosfo card gives you €50 after five payments as well. In addition, you'll receive an extra €90 thanks to neoChange, which automatically transfers valid direct debits and recurring payments from your old bank to your new Fortuneo account. This offer is reserved for adults who have never held an account or used any services with Fortuneo.

Click here to take advantage of the Fortuneo offer for opening a new account

The cards are free of charge, subject to at least one transaction per month, and come with insurance and assistance guarantees tailored to the profile. With a French IBAN, access to the Livret + savings account and its boosted rates of up to 3% gross per annum for 2026, instant transfers, and complete management via the mobile app, this €250 bonus is primarily an entry point to a current account designed to limit banking fees and simplify money management, true to its positioning.

Click here to take advantage of the Fortuneo offer for opening a new account

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