Stop losing, start winning: how this online bank saves your money

Monabanq is an online bank belonging to the Crédit Mutuel Alliance Fédérale group, geared towards individuals who want to manage their money through a simple app and with personalized support. Opening a current account gives access to up to €280 in several bonuses that are added up step by step.

An initial payment of €20 is made the month following account opening, then €60 is paid as soon as a deposit of €300 is made in the following month. After activating a Visa card and making ten payments with it, a bonus of €40 is added. By using the bank account switching service, a further bonus of €80 is paid when a direct debit is processed. Finally, a loyalty bonus of €80 can be paid in the thirteenth month. In parallel, the Monabanq Savings Account benefits from a rate of 5% for three months, until March 31, 2026.

Monabanq: bonus, app and 5% savings all in one place

For current accounts, Monabanq offers several options to suit different needs. Pratiq+ is suitable for basic account management with a Visa card requiring systematic authorization. Uniq adds foreign currency withdrawals and a Visa Classic card, while Uniq+ includes a Visa Premier card with additional services. Through the app, users can track their payments, receive alerts, adjust spending limits before a trip, or block their card if they have any doubts. Check and cash deposits are made at CIC and Crédit Mutuel ATMs, which remains convenient for those who still use paper deposit slips. The Monabanq Savings Account, with its 5% interest rate for three months, serves as a starting point for saving for a specific goal. Monabanq is also recognized, having been voted Customer Service of the Year since 2017.

Click here to take advantage of Monabanq's offer on opening a Monabanq account

*See all conditions on the website

Warning: Investing involves risks, including the risk of capital loss. The information provided does not constitute investment advice. Past performance is not indicative of future results. Before making any decision, ensure that the product or asset in question is suitable for your situation and risk tolerance.

This content was produced by an expert from the BFMTV shopping team. The shopping team is independent of the BFMTV.com editorial team. Prices shown are indicative only and are subject to change. BFMTV may receive compensation when one of our readers makes a purchase through the links included in this article.