Take advantage of the 3% discount before it's too late: why everyone is opening an account this month

For over twenty-five years, Fortuneo has been developing a fully online banking service. Opening an account is done via the website or the app; a form, identity verification, and electronic signature allow you to quickly obtain a French IBAN, with no account maintenance fees. A virtual card appears immediately, followed by the physical card sent by mail. Until March 25, 2026, the opening offer can reach €250 with the code FTN0226, €160 after five payments with the Gold CB Mastercard, or €50 with the Fosfo card, supplemented by €90 thanks to neoChange, which automatically transfers direct debits and standing orders from the previous bank. Once the account is active, the Livret + savings account becomes accessible. This internal savings account offers a guaranteed gross return of 3% in 2026 on the first €100,000 deposited, with withdrawals possible at any time.

Fortuneo: a flexible 3% savings account to boost your savings

The Savings Account works like a simple savings reserve. The money remains available at any time, without any restrictions or limits, as deposits can reach up to €10 million. Interest is calculated according to the advertised rate, and you can track your capital's performance through the app. A 3% return, generating approximately €210 gross per year on a €7,000 investment, is a level rarely offered by a traditional savings account. The Fortuneo app allows for instant transfers, sends notifications for every transaction, and lets you create and use virtual cards to secure online purchases and manage your spending limits. Bank account switching via neoChange makes changing recurring transactions simpler and more automatic. Fortuneo is a ready-to-use package with its interest-bearing savings account, opening bonus, bank cards, and banking services to organize your savings.

Click here to take advantage of the Fortuneo offer for opening a new account

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