Why leaving 2000 euros in your current account is a strategic mistake and how to do better?

As all finance experts will tell you, there's no point in leaving too much money in your checking account, as it doesn't earn you anything. Here's how to make it grow thanks to this offer from Fortuneo. The online bank Fortuneo has created an exclusive and 100% secure savings solution: the Livret+ savings account, which has a remarkable advantage. For any Livret+ account opened before March 31st, you'll benefit from a gross annual interest rate of 3% for the rest of 2026. This exceptional rate applies to a maximum amount of €100,000. While this rate is significantly higher than that of a standard savings account, its maximum deposit is also impressive, at €10 million. This offer is available to any individual over the age of 18, and account opening is done entirely online. A minimum deposit of just €10 is required upon opening.

This savings plan comes with an exceptional rate of 3%

Of course, this investment is completely risk-free. Furthermore, there are no fees for opening it. Managing your Livret+ savings account is also free, as are all withdrawals and deposits.

Thanks to the dedicated mobile app, you have complete control over your money, as it is never locked in. The mobile app also allows you to set up automatic transfers at a frequency that suits you best.

This way, the money in your Livret+ earns interest, and you benefit from compound interest. It's therefore the perfect complement to a traditional current account. Speaking of which, did you know that Fortuneo is currently offering up to €250 for opening a current account? The icing on the cake is that this current account is also free.

Complete your current account with a Fortuneo Savings Account+ which will earn you 3% gross throughout 2026.

Click here to take advantage of the Fortuneo Savings Account+ offer

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Warning: Investing involves risks, including the risk of capital loss. The information provided does not constitute investment advice. Past performance is not indicative of future results. Before making any decision, ensure that the product or asset in question is suitable for your situation and risk tolerance.

This content was produced by an expert from the BFMTV shopping team. The shopping team is independent of the BFMTV.com editorial team. Prices shown are indicative only and are subject to change. BFMTV may receive compensation when one of our readers makes a purchase through the links included in this article.